EMI Calculator · India

EMI Calculator · India

Know your monthly instalment before you sign

Adjust the loan amount, interest rate, and tenure to see your EMI, total interest, and how much of every payment goes to principal versus interest.

Loan Amount

₹

Interest Rate

% p.a.

Loan Tenure

years

Monthly EMI

₹0

per month

Principal 50%

Interest 50%

Principal amount₹0

Total interest payable₹0

Total amount payable₹0

Figures are indicative and use standard reducing-balance EMI calculation. Actual EMI may vary by lender based on processing fees, exact rate slabs, and disbursal terms — check with your bank before committing.

EMI = [P × R × (1+R)^N] / [(1+R)^N − 1], where P = principal, R = monthly interest rate, N = tenure in months.